A place on the internet that is truly yours.
hand2cloud gives every person, business, and institution a name of their own on the internet — then brings conversation, community, and commerce together around it. Send and receive money, keep your relationships close, run your business, and reach new markets — wherever you live, on the phone you already own.
Try your name on for size
See what your own place on the internet could look like.
Your digital life, back in one piece
Today, the pieces of your digital life are scattered. Your contacts live on your phone. Your conversations live in one app, your money in another, your customers somewhere else again. Every time you switch apps, change jobs, or cross a border, you leave part of your history behind.
- One identity you own. Not rented from a platform — yours.
- One home for your conversations and your commerce.
- One clear record of every agreement and every payment.
- Memory that stays with you for life.
Six everyday capabilities, one name you own
Everything hand2cloud does starts from the same simple idea: it belongs to you.
A name of your own
When you join, you receive your own internet address — for example, yourname.ke.hand2cloud.com. It is yours to keep, it travels with you, it proves who you are, and no one — not even hand2cloud — can take it away. Businesses and institutions can add an officially verified legal identity too.
One simple way to buy, sell, and pay
Every transaction follows one clear journey: discover, agree, approve, complete. Tipping a musician, splitting a bill, buying as a group, trading across borders, or getting paid — the flow is the same, and every step leaves a clear, checkable record.
Relationships that are remembered
hand2cloud remembers what matters, privately. Your personal memory keeps your relationships organized. Organizations get a shared memory of their decisions. And with your permission, hand2cloud helps you notice early what is moving in your market.
Tools for running a business
Every organization gets a friendly control center covering the fundamentals of good marketing — product, price, place, promotion, people, proof, partnerships, measurement, passion, and purpose — with clear numbers, helpful checklists, and built-in safeguards.
Built for partners
Banks, mobile money operators, telecom providers, brands, schools, governments, software companies, and domain registrars can connect what they already do best to hand2cloud through open, standards-based paths — and grow together.
Works everywhere, for everyone
Built for real life: affordable smartphones, slow networks, and even basic phones. When your connection drops, the app keeps working and catches up later. Nobody is left behind because of their device, their data plan, or their address.
One journey for every transaction
- 1
Discover
Find people, products, and services you can trust.
- 2
Agree
Clear terms both sides can see and check.
- 3
Approve
Consent and authorization in one friendly tap.
- 4
Complete
Settled, recorded, and checkable forever.
Built for the whole community
From a single student to a national bank — if you have a name, you have a home here.
Individuals and families
One identity, easy payments, and a private place to keep the people who matter close — with strong privacy built in by default.
Students, parents, and teachers
Safe, age-appropriate spaces for school life: class announcements, clubs, events, allowances and gifts with parental consent, and study support that respects student privacy.
Professionals
Keep the context of every relationship, get a helpful briefing before each call, and find warm introductions through people you both trust.
Creators and performers
Own your audience instead of renting it. Receive tips in the moment, welcome recurring supporters, and work with brands where attribution and payment are clear.
Merchants and business owners
Publish your catalog, welcome customers, answer support questions, and get paid — all under one verified name.
Suppliers and traders
Receive requests for quotes, answer with offers, win orders, and trade with confidence thanks to verification, protection, and clear records.
Brands and marketing teams
Turn awareness into measurable commerce. Work with creators, channels, and retail partners in one loop where every result can be seen and every dollar accounted for.
Operations and compliance teams
Keep institutional memory in one verifiable place — decisions, approvals, and audit trails that survive people moving on and stand up to scrutiny.
Banks, mobile money, and fintechs
Offer your customers a richer, verified experience on top of the accounts, wallets, and rails you already run — while you keep custody and ownership.
Telecom providers
Bring verified identity, messaging reach, and commerce to your subscribers — and turn everyday services into new value.
Governments
Deliver verified public services, payments, and community programs with clear records and strong privacy safeguards.
Schools and universities
Bring students, teachers, and parents together on a trusted, governed platform designed for education.
Cash agents and community finance
Keep your float balanced, your location visible, and your cash-in and cash-out simple — with OTP-confirmed transactions and nearby discovery built in.
Community savings groups
Digitize the savings circles your community already trusts — chama, esusu, arisan, equb, gam'eya, paluwagan, tandas, stokvel, likelemba, and their cousins — with your own rules, clear records, and everyone's consent.
Software partners and developers
Build on open standards and bring hand2cloud identity, community, and payments into the business systems people already use.
Seventeen home markets, billions of neighbors
hand2cloud launches first where it can serve the most people — then grows neighbor by neighbor.
Asia and the Pacific
Africa
The Americas
Europe
In every market, your data is stored close to home, with trusted local technology partners, under your own country's laws. When a platform arrives with local partners who already know and serve their communities, the next country over is never far. Your information stays near you.
Every kind of work, welcomed
From first allowance to golden years
Safe from the start
Young people get safe, age-appropriate spaces — and parents stay in the loop with consent, limits, and visibility they control.
Made for campus life
Campus life, group buys, gifts, events, and creator culture — designed for the way young communities actually live.
The full power
Commerce, services, business tools, and professional reputation — everything hand2cloud has to offer.
At your own pace
Large, clear screens, voice assistance, trusted family support flows, and the patience to do things your way.
Technology should serve human dignity
That simple promise shapes every decision we make.
Privacy is a right, not a setting
Your conversations are private. We collect as little as possible, we never sell you out, and you can take your information with you whenever you wish, in an open format.
Your data stays home
Each market is served from data centers in or near it, operated under local law, so your information is never farther away than it needs to be.
Artificial intelligence, with human care
Where hand2cloud uses AI, it prepares and suggests — and people decide. Nothing important happens without a human in charge.
Culture feels at home
Festival gifting — red packets, Eidi and Eidiya, otoshidama, lì xì, and their cousins around the world — is native here. So are community savings circles, local languages, and the calendars that shape your year.
Inclusion is the architecture
Affordable phones, slow networks, basic phones, cash agents who bridge physical and digital money, and accessibility for every body and every age.
Clear rules, fairly applied
Where we moderate, we say how and why, and a human review is always within reach.
Three rules. No surprises.
Fees charged by banks or payment networks are always shown separately, so you always know the full picture.
Transactions under US$100 are free. Tipping a friend, splitting lunch, sending money home — the everyday moments cost nothing.
Transactions from US$100 to US$100,000 carry a simple 0.888% fee. One clear rate for growing businesses and bigger plans.
Transactions above US$100,000 are capped at a flat US$888. However large the deal, the fee never grows past the cap.
Organizations with larger needs can talk to us about tailored arrangements.
Ready to make hand2cloud yours?
Claim your name, bring your organization, or start a partnership. Our team is here for a friendly first conversation — whether you are an individual, a business, an institution, or a partner with a market you know by heart.
The operating system for a fairer digital economy
We build the identity, community, and commerce layer that lets people, businesses, institutions, and governments transact across borders with trust, clear records, and measurable results — while staying rooted in the rights and cultures of every market we serve.
The world does not need another chat app, another payment app, or another business tool. It needs one home: where your identity belongs to you, where every transaction is clear and traceable, where relationships are remembered, and where the same platform works beautifully on a flagship phone and a twenty-dollar one alike. That home did not exist. So we are building it.
Four decisions that shape everything we build
We chose names you own.
On most platforms, you rent a profile that can be changed, limited, or taken away. On hand2cloud, your name is yours — portable, verifiable, and permanent. Organizations that verify their legal identity carry that proof everywhere they go.
We chose open standards over walled gardens.
hand2cloud speaks the open languages of the internet and of global commerce, so connecting your existing systems is a matter of conformance, not captivity. Our technical documentation site carries the details for builders.
We chose clear records over vague promises.
Every transaction produces a record you can check. Every business step respects consent, approvals, and audit. The result is a system you can trust — and prove.
We chose the affordable phone.
hand2cloud runs comfortably on a twenty-dollar smartphone over a slow network. That is not a compromise; it is the strategy. It opens the door to roughly five billion devices and makes inclusion a fact of the product, not a line in a brochure.
Built on how people actually connect
hand2cloud draws on decades of research into how people connect: how introductions travel through six degrees of separation, how influence flows through the people closest to us, how ideas tip into movements, and how communities remember together. We built these human patterns into the platform, with consent and care.
- Six degrees of separation — introductions travel farther than you think.
- Influence flows through the people closest to us.
- Ideas tip into movements at recognizable moments.
- Communities remember together — and now your platform can too.
Dignity first, everywhere
Privacy and encryption by default
Protection is the starting point, never an upsell.
No manipulation, no dark patterns
We never design against your better judgment.
Human oversight wherever AI is involved
People decide. Always.
Accessible design for every age and ability
If it does not work for everyone, it does not work.
Governance that answers to real people
Treasury, risk, data protection, and platform safety — overseen by accountable humans.
We degrade features before we weaken protections
Where local law and these commitments ever tension, your safety wins.
Five families of capability, one platform
Each can begin on its own and grow into the rest whenever you are ready.
Identity and Trust
A name you own, and a reputation you can see.Sign up with your phone number and receive your own verified internet address in minutes. Your identity is yours for life: portable, verifiable, and never revocable by the platform. Businesses and institutions can verify their organization and its legal standing, and sign in with the accounts they already use.
Trust you can see. Every person and organization builds a living reputation — verified identity, transaction history, and endorsements from others — displayed as clear trust levels wherever you meet, chat, or trade.
Commerce and Payments
One clear journey for every transaction.Every purchase, payment, and settlement follows the same friendly flow: discover, agree, approve, complete. One flow for tipping a performer, buying together as a group, paying a supplier overseas, subscribing to a creator, or checking out at a shop — with a clear record at the end of every journey.
Local by design. hand2cloud connects to the payment methods your country already knows and trusts. Community savings circles, festival gifting, group buying, and cash-agent services are designed with local customs and local rules, market by market.
Nobody left offline. Request-to-pay from a chat or a QR code, cash in and cash out with trusted nearby agents, and basic-phone support keep everyone in the economy — whatever device or connection they have.
Simple pricing. Free under US$100. 0.888% up to US$100,000. Capped at US$888 above that. Network and partner fees are always disclosed separately.
Memory and Insight
Your private memory, your organization's shared memory, and an ear to your market.Personal memory. A private second brain for your relationships: notes, circles, reminders, and helpful briefings before every call — so no important detail is ever lost when people change roles or years pass by.
Organizational memory. A shared, verifiable record of your institution's decisions and agreements, so knowledge stays when people move on, and every choice can be traced back to who made it and why.
Market listening. With consent, and only from sources people have made available, hand2cloud helps you notice early signals in your market — opportunities and risks before they become headlines.
Yours to keep. Your memory and your data belong to you. You can export them at any time in an open, portable format.
Business Tools
The fundamentals of good marketing, in one friendly control center.Every organization gets a dashboard built around the fundamentals that make marketing work — product, price, place, promotion, people, proof, partnerships, measurement, passion, and purpose. Each one shows where you stand, what to do next, and how your numbers are trending. Individuals and creators enjoy a lighter version of the same experience.
Safeguards built in. Consent, approvals, and clear records are woven into every step of your sales and marketing journey, so growing your business never means gambling with trust. The same discipline aligns naturally with the international quality, security, and privacy standards your auditors know.
Plays well with others. hand2cloud works alongside the customer-relationship and business systems you already use, so you can start where you are.
Fast answers. Ask questions of your business — campaigns, commerce, community, compliance — and get clear charts and numbers without slowing down your day-to-day operations.
For Partners and Builders
Open doors for banks, operators, brands, and developers.hand2cloud is built to be connected. Partners can bring hand2cloud identity, community, and commerce into the products they already ship — banking apps, wallets, telecom services, business systems, vertical software, and the domain name world itself. Builders get open, standards-based ways to integrate, safe spaces to publish experiences, and AI assistance that always asks before it acts.
Our supplemental technical documentation site carries the full integration guides, references, and developer resources.
Grows at your pace
Every step uses the same platform, the same records, and the same friendly experience.
Begin with identity and payments
Claim your name, verify your organization, and start sending and receiving with clear records.
Add memory and insight
Bring in relationship memory, organizational records, and market signals — plus the business control center.
Expand into ecosystem commerce
Open up community inclusion, group commerce, and partner-driven growth in your market.
Reach treasury-grade services
Where local licensing allows with partner institutions, unlock full treasury-grade services on the same foundation.
Let's have a friendly first conversation
hand2cloud works with individuals, businesses, and institutions across our launch markets — China, India, the United States, the European Union, Indonesia, Pakistan, Nigeria, Brazil, Bangladesh, Russia, Mexico, Japan, Ethiopia, the Philippines, Egypt, Vietnam, the Democratic Republic of the Congo, Kenya, and South Africa — and with partners everywhere beyond them.
Four ways to begin
A friendly introduction
A relaxed conversation about what hand2cloud can do for you, your organization, or your market — and a tailored proposal for a first pilot. Great for executives, decision-makers, and the curious.
A deeper look
For teams who want to go further under the hood — architecture, integrations, and security. Our technical documentation site carries the detail, and our solutions team is happy to walk through it with you.
Trust and compliance conversations
A focused session with our compliance team on privacy, data residency, verification, and the rules of your jurisdiction. Ideal for legal, compliance, and risk teams.
Partnership inquiries
For banks, mobile money operators, telecom providers, brands, creators, schools, governments, software companies, and domain registrars who want to grow together with hand2cloud.
Tell us about you
Every message receives a personal reply within one business day.
Thank you — your message is ready.
Your email client is opening with everything filled in. If it does not open, just write to us directly at the addresses on this page. We reply within one business day.
Open your email clientOur commitment. Every message receives a personal reply within one business day. Organizations receive a tailored pilot proposal within ten business days of our first conversation. Where your market has specific rules, our compliance team joins early — never as an afterthought.
The right door, every time
Looking for architecture, protocols, or integration detail? Our supplemental technical documentation site carries everything for builders.
Ready when you are.
Claim your name, bring your organization, or start a partnership — we will meet you wherever you are.